The firm served as amicus curiae (friend of the Court) counsel to several contractor trade associations in a pivotal case before the Alabama Supreme Court that determined whether a contractor’s comprehensive general liability (CGL) insurance coverage had any real value when a project suffered damage from construction defects. In the recently issued decision of Owners Insurance Company v. Jim Carr Homebuilder, LLC, et al., the Alabama Supreme Court restored the full value of CGL insurance coverage for Alabama contractors facing lawsuits for such damages. Over the last several years, the Court had been issuing opinions narrowing coverage, potentially eliminating coverage for damage to ANY part of a project under a strained interpretation of the insurance term “occurrence”. Now, Alabama has joined other states such as Texas and Florida to potentially cover everything but the defective work itself, depending on the specific terms of a policy. Lister Hubbard, Brooke Lawson, and Richard H. Allen handled the representation.
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